Binance Pay Powers XRP Adoption at SPAR Switzerland

In a significant development for cryptocurrency adoption in mainstream retail, SPAR Switzerland has successfully integrated XRP payments across its network of over 300 stores. This implementation, which went live in December 2025, leverages Binance Pay and the Oisy wallet, allowing customers to make instant purchases using XRP via QR code transactions. For merchants, settlements are seamlessly converted to Swiss francs, mitigating volatility risk. This strategic move expands upon SPAR's earlier announcement in August 2025 to accept a wide array of over 100 cryptocurrencies and follows successful pilot programs utilizing the Bitcoin Lightning Network in Zug. The selection of XRP for this large-scale rollout is attributed to its exceptionally low transaction costs, cited as sub-0.0001 XRP per transaction, which provides a practical and efficient payment solution for both high-volume retail environments and everyday consumers. This partnership between a major European grocery chain and platforms like Binance Pay marks a pivotal step in bridging digital asset utility with conventional commerce, demonstrating a clear use case for cryptocurrencies beyond speculative investment. The integration signifies growing institutional confidence in blockchain-based payment rails and highlights Binance's expanding role as a critical infrastructure provider in the real-world adoption of digital assets like XRP.

SPAR Switzerland Adopts XRP Payments Across 300+ Stores

SPAR Switzerland, a major grocery chain, has integrated XRP payments through Binance Pay and Oisy wallet since December 2025. Customers can now use QR codes for instant transactions, with settlements converted to Swiss francs for merchants. The move builds on SPAR's August 2025 announcement to accept 100+ cryptocurrencies, following successful Bitcoin Lightning Network pilots in Zug.

XRP was selected for its sub-0.0001 XRP transaction fees and speed—critical for retail microtransactions. Despite the adoption milestone, XRP's price remained stagnant at $1.85-$1.87 (-1.19%) as of December 27, 2025, suggesting market indifference to real-world utility announcements.

The rollout leverages Swiss fintech DFX.swiss, reflecting Switzerland's progressive crypto stance. While community enthusiasm grows, the muted price action underscores the divergence between merchant adoption and speculative trading dynamics.

XRP Faces Mounting Sell Pressure as Exchange Inflows Spike

XRP's 50% price collapse from its $3.66 peak to $1.85 coincides with alarming exchange inflow patterns. Binance, the liquidity epicenter for XRP trading, shows accelerating deposit volumes since December 15 - typically a precursor to sell-side activity.

Darkfost's on-chain analysis reveals a market still in distribution phase, not accumulation. The velocity of inflows suggests weak hands capitulating rather than strategic buyers absorbing supply. This dynamic mirrors past capitulation events where rapid exchange deposits preceded extended basing periods.

The cryptocurrency's technical breakdown now tests critical support at $1.85. Market makers appear to be defending this level, with order book depth showing concentrated bids. However, sustained inflow volumes above 20 million XRP/day to Binance threaten to overwhelm this support.